Ronnie was laid off about a year ago I kept my 401(k) never converted. I plan on going back to work, maybe part-time. Should I take my money out of my 401(k) and move it to a personal IRA or leave it in the 401(k) and start drawing on it next year?
- Ronnie Calls in From NC

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I take dividends as income every month from my IRA. This year I will be 70 ½ and must take a minimum required distribution. Does the dividend income count toward the required minimum distribution I will need to take on my IRA?
- James Calls in From Washington

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“I am 71 and I have 4 CD IRAs ($200k each) which just came up for renewal. Given the current low CD rates, what other safe investments would you recommend?”
- Mike Emails In

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